![]() ![]() But if you exchange 1 cent, the rounding means you will get 1 pence, a significant profit. Swap $10 for pounds through your online account and you will receive £6.22 at current rates – your bank rounds to the nearest penny. One unlikely way to take a bank’s cash involves currency conversion. Many banks now issue physical tokens that provide secondary authentication designed to foil these attacks, but not all do. These days most of us know not to open suspicious emails claiming to be from their bank, but people do still fall for such phishing attempts, inadvertently handing over their passwords to crooks by logging in to fake websites. If you can’t rob a bank directly, go after its customers.
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